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What We Offer
GIG® Executives have been introducing and marketing products to independent agents and brokers for over 35 years. We are a company of experienced insurance professionals who take pride in delivering premier niche products. Our success depends on your satisfaction. For that reason we strive to provide you with the highest quality insurance products and service
GIG® producers take advantage of our industry-leading web-based underwriting and policy servicing. GIG® agents are able to quote, bind, and issue the policy all online with one visit to our web-site. By investing in people, technology, and business relationships we improve our relationship with you, the independent agent/broker.
When our agents talk, we don’t just hear what they say; we listen and implement their suggestions and feedback. We care, and our commitment to a first-rate working relationship with our agents is of paramount importance.
Through the GIG® Agent Online link, agents can quote and place insurance for their customers at their own pace, 24 hours a day. Additionally, consumers will get instant gratification of their purchase by online policy issuance.
GIG® was formed to cater to the needs of independent agents and brokers in placing Community Association Business. GIG has the programs, the experience and the technology to put you ahead of the competition.
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We Cover Many Types of Associations
Planned Unit Developments
Cater to Agent's Needs
GIG® was formed to cater to the needs of independent agents and brokers in placing Community Association Business.
Programs to Help You Succeed
GIG® has the programs, the experience and the technology to put you ahead of the competition.
Quality Service & Support
GIG® provides quality service to its agents and brokers by working with high quality insurance carriers.
Frequently Asked Questions
This information is not to be considered policy language or legal advice and is not a substitute for competent insurance and legal assistance from a licensed insurance agent or attorney, respectively. The information contained is general in nature, and is designed to provide guidance in the understanding of terms used, both in this web site, and by the insurance industry as a whole. Each company may interpret definitions slightly differently, and these do not reflect the opinions of any one company.
How do I obtain D&O and/or Crime loss runs for my insured?
After logging into the GIG Agent Portal at www.gigins.com go to your association’s policy and on the Quote Status page click on the blue button in the lower right corner that reads “Request Loss Run.”
How do you report a clam for one of my insured?
You can either follow the claim reporting instructions on your policy or use a tool we added to our online system. After logging on our site at www.gigins.com go to your client and on their Quote Status page click on the blue button in the lower left corner that reads “Report a Claim.” You will be able to attach documents and you claim submission will go directly to the claims department of the carrier.
Is Breach of Contract covered on the D&O policy?
Unlike the exclusions contained in Section 4 of the policy that are outright exclusions, the exclusion pertaining to “breach of contract” claims is in Section 5, which only excludes Loss for those claims. Per Section 23.14, the definition of Loss does not include Defense Costs. Hence, the policy provides Defense Costs for “breach of contract” claims.
Are defense Costs outside policy limits on the D&O policy?
“Defense outside policy limits” is provided via Section 9.1, which states The Insurer’s maximum aggregate Limit of Liability for all Loss under this Policy shall be the amount set forth in Item III of the Declarations. Amounts incurred as Defense Costs shall be in addition to the Limit of Liability.
What defines an Insured on the D&O Policy?
23.10 “Insured(s)” means the Insured Persons and the Insured Organization. Insured(s) also means any Property Manager, but only if the Property Manager is acting pursuant to the written authority granted by the Parent Organization or on behalf of and at the direction of the Parent Organization or any Subsidiary. 23.11 “Insured Organization” means any entity named in Item I of the Declarations and any Subsidiary, including any such entity operating as a debtor-in-possession. 23.12 “Insured Person(s)” means one or more natural persons who were, now are, or shall hereafter be duly elected or appointed directors, trustees, officers, employees, committee members or volunteers of the Insured Organization, or, with respect to a Subsidiary operating outside the United States, their functional equivalent, regardless of title. It also means one or more natural persons who were, now are, or shall hereafter be duly elected or appointed directors, trustees, officers, employees, committee members or volunteers of any Property Manager, but only if such persons are acting within the scope of their employment with the Property Manager and on behalf of the Parent Organization or any Subsidiary.
What is the definition of a Property Manager on the D&O Policy?
23.24 “Property Manager” means any entity providing real estate property management services to the Insured Organization pursuant to a written contract.