WE ARE ALWAYS HERE FOR YOU

GIG offers select agents and brokers access to GIG’s competitively priced, comprehensive Community Association Insurance Program.

GIG offers web-based underwriting and policy servicing provides agents with a competitive advantage by allowing them to quote, bind, and issue policies all online in a matter of minutes.

GIG’s focus on Community Association Insurance Program business puts agents and brokers ahead of their competition.

What We Offer

GIG Executives have been introducing and marketing products to independent agents and brokers for over 35 years. We are a company of experienced insurance professionals who take pride in delivering premier niche products. Our success depends on your satisfaction. For that reason we strive to provide you with the highest quality insurance products and service GIG_InsuranceGroup_Horizontal_Blue 70
GIG producers take advantage of our industry-leading web-based underwriting and policy servicing. GIG agents are able to quote, bind, and issue the policy all online with one visit to our web-site. By investing in people, technology, and business relationships we improve our relationship with you, the independent agent/broker. GIG_InsuranceGroup_Horizontal_Blue 70
When our agents talk, we don’t just hear what they say; we listen and implement their suggestions and feedback. We care, and our commitment to a first-rate working relationship with our agents is of paramount importance. GIG_InsuranceGroup_Horizontal_Blue 70
Through the GIG Agent Online link, agents can quote and place insurance for their customers at their own pace, 24 hours a day. Additionally, consumers will get instant gratification of their purchase by online policy issuance. GIG_InsuranceGroup_Horizontal_Blue 70
GIG was formed to cater to the needs of independent agents and brokers in placing Community Association Business. GIG has the programs, the experience and the technology to put you ahead of the competition. GIG_InsuranceGroup_Horizontal_Blue 70

Connect With Us

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We Cover Many Types of Associations

Condominiums

Homeowners

Cooperatives

Planned Unit Developments

Property Owners

Timeshare/Intervals

GIG Overview

Cater to Agent's Needs

GIG was formed to cater to the needs of independent agents and brokers in placing Community Association Business.

Programs to Help You Succeed

GIG has the programs, the experience and the technology to put you ahead of the competition.

Quality Service & Support

GIG provides quality service to its agents and brokers by working with high quality insurance carriers.

Frequently Asked Questions

This information is not to be considered policy language or legal advice and is not a substitute for competent insurance and legal assistance from a licensed insurance agent or attorney, respectively. The information contained is general in nature, and is designed to provide guidance in the understanding of terms used, both in this web site, and by the insurance industry as a whole. Each company may interpret definitions slightly differently, and these do not reflect the opinions of any one company.

How do I obtain D&O and/or Crime loss runs for my insured?

After logging into the GIG Agent Portal at www.gigins.com go to your association’s policy and on the Quote Status page click on the blue button in the lower right corner that reads “Request Loss Run.”

How do you report a clam for one of my insured?

You can either follow the claim reporting instructions on your policy or use a tool we added to our online system. After logging on our site at www.gigins.com go to your client and on their Quote Status page click on the blue button in the lower left corner that reads “Report a Claim.” You will be able to attach documents and you claim submission will go directly to the claims department of the carrier.

Is Breach of Contract covered on the D&O policy?

Unlike the exclusions contained in Section 4 of the policy that are outright exclusions, the exclusion pertaining to “breach of contract” claims is in Section 5, which only excludes Loss for those claims. Per Section 23.14, the definition of Loss does not include Defense Costs. Hence, the policy provides Defense Costs for “breach of contract” claims.

Are defense Costs outside policy limits on the D&O policy?

“Defense outside policy limits” is provided via Section 9.1, which states The Insurer’s maximum aggregate Limit of Liability for all Loss under this Policy shall be the amount set forth in Item III of the Declarations.  Amounts incurred as Defense Costs shall be in addition to the Limit of Liability.

What defines an Insured on the D&O Policy?

23.10 “Insured(s)” means the Insured Persons and the Insured Organization. Insured(s) also means any Property Manager, but only if the Property Manager is acting pursuant to the written authority granted by the Parent Organization or on behalf of and at the direction of the Parent Organization or any Subsidiary. 23.11 “Insured Organization” means any entity named in Item I of the Declarations and any Subsidiary, including any such entity operating as a debtor-in-possession. 23.12 “Insured Person(s)” means one or more natural persons who were, now are, or shall hereafter be duly elected or appointed directors, trustees, officers, employees, committee members or volunteers of the Insured Organization, or, with respect to a Subsidiary operating outside the United States, their functional equivalent, regardless of title. It also means one or more natural persons who were, now are, or shall hereafter be duly elected or appointed directors, trustees, officers, employees, committee members or volunteers of any Property Manager, but only if such persons are acting within the scope of their employment with the Property Manager and on behalf of the Parent Organization or any Subsidiary.

What is the definition of a Property Manager on the D&O Policy?

23.24 “Property Manager” means any entity providing real estate property management services to the Insured Organization pursuant to a written contract.

TESTIMONIALS

Thank you for your help. I was able to go in and bind the coverage, print the invoice and print the policy. I call that Easy Peasy!  Thanks!

Insurance Agent, North Carolina

Thanks so much for your help. The website is GREAT and very easy to use!

Insurance Agent, Florida

The website is easy to use.  I logged on to the website and received the quotes for my condominium associations.

Insurance Agent, New York

I wanted to take a few minutes today to let you know how absolutely pleased I am to be working with GIG.  Everyone that I’ve contacted has been pleasant and responsive.

Insurance Agent, Florida

Along with your great association D&O product, GIG’s service really makes it easy to know who to go to when we need quotes!

Insurance Agent, Florida

I wanted to take an opportunity to tell you how pleased we are with ease of doing business with GIG. The website is user-friendly; and response times are excellent. Welcome to Texas! We look forward to a long and mutually profitable relationship!

Insurance Agent, Texas

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